Accounting software that actually works for you
Double-entry bookkeeping, invoicing, bank reconciliation, financial reports, and AI-powered insights — all designed for South African businesses. From R149/month.
No credit card required · Free tier available · Setup in under 2 minutes
34
Default Accounts
6
Financial Reports
100%
Open Source
R149
Starting Price
Complete accounting, from first invoice to year-end
Everything you need to manage your finances, built on proper double-entry accounting principles.
Double-Entry Bookkeeping
Proper journal entries with balanced debits and credits. Every transaction is fully auditable.
Invoices & Bills
Create, approve, and track invoices and bills with line items, tax rates, and payment status.
Bank Reconciliation
Import bank statements, match transactions, and keep your books balanced automatically.
Financial Reports
Profit & Loss, Balance Sheet, Trial Balance, Cash Flow Forecast, and custom report builder.
Payment Tracking
Record payments against invoices and bills, track outstanding balances, and manage cash flow.
Contact Management
Manage customers and suppliers with full transaction history and outstanding balance tracking.
REST API & Webhooks
Full REST API with token authentication and webhook subscriptions for real-time integrations.
Automation Rules
Set up rules to auto-categorize transactions, send reminders, and streamline repetitive tasks.
Multi-Organization
Manage multiple businesses from a single account with role-based access and team collaboration.
See how we compare
More features, lower price, fully open-source.
| Feature | LocalLedger | Xero | Sage |
|---|---|---|---|
| Double-entry bookkeeping | |||
| Invoicing & billing | |||
| Bank reconciliation | |||
| Financial reports | |||
| VAT201 returns | |||
| Contact management | |||
| Multi-currency | |||
| Payment tracking | |||
| AI chat assistant | |||
| AI anomaly detection | |||
| AI cash flow forecasting | |||
| Automation rules | |||
| REST API | |||
| Webhooks | |||
| BEE scorecard | |||
| CSD compliance | |||
| Open source | |||
| Self-hostable |
Your AI accounting assistant
Ask questions about your finances in plain English. Get instant insights, anomaly alerts, and cash flow forecasts.
- Chat Assistant
- Ask questions like "What are my top expenses this month?" and get instant answers with real-time data.
- Smart Categorization
- AI automatically suggests account categories for bank transactions based on descriptions and patterns.
- Anomaly Detection
- Get alerted about unusual transactions, duplicate payments, and spending pattern changes.
- Cash Flow Forecasting
- Predict future cash positions based on outstanding invoices, bills, and historical patterns.
You:
What are my outstanding receivables?
Assistant:
You have R42,350 in outstanding receivables across 8 invoices:
• R18,500 overdue (3 invoices, oldest: 23 days)
• R23,850 current (5 invoices)
You:
Any anomalies this month?
Assistant:
I found 2 anomalies:
! Office Supplies expense is 340% above average
! Duplicate payment to Supplier #1042 detected
Simple, transparent pricing
No hidden fees. No per-user charges. Just honest pricing for South African businesses.
Starter
For freelancers and sole proprietors getting started.
- 20 invoices per month
- 1 bank account
- 50 AI messages per month
- VAT201 returns
- Profit & Loss report
- Balance Sheet
- Email support
Professional
For growing businesses that need the full toolkit.
- Unlimited invoices & bills
- Unlimited bank accounts
- Unlimited AI messages
- All financial reports
- Custom report builder
- Automation rules
- BEE scorecard & CSD
- Priority email support
Enterprise
For established businesses with advanced needs.
- Everything in Professional
- Multi-organization support
- REST API access
- Webhook subscriptions
- Team collaboration
- EMP201 & IT14 returns
- Audit trail exports
- Priority support with SLA
VAT201 Returns
Generate SARS-ready VAT201 returns directly from your books.
BEE Scorecard
Track and report on B-BBEE compliance metrics automatically.
CSD Compliance
Central Supplier Database integration for government tenders.
Load Shedding Ready
Offline-capable with automatic sync when power returns.
SA compliance is not an add-on. It is the foundation.
Built from the ground up for South African tax law, financial reporting standards, and business requirements.
- 15% VAT rate with SARS-compliant tax invoices
- February financial year-end by default
- ZAR currency with proper formatting
- VAT201, EMP201, and IT14 return generation
- B-BBEE scorecard tracking and reporting
Ready to take control of your finances?
Join South African businesses already using LocalLedger to simplify their accounting.